A generation ago, Americans used to spend hours a day on their computers and in their email accounts.
Now, the average person spends an average of two hours a week looking for a new car, and they’ve been spending a lot of time looking online.
The cost of insurance is one reason.
Insurance companies charge the average American an average $2,000 per year for car insurance, according to research firm Avalere.
That is nearly twice the average cost for an average-sized family.
The average family’s insurance costs vary depending on their income and car type, but the most common types of policies are auto-negotiable, auto-purchase, auto, auto and basic.
The costs vary from state to state.
The American Automobile Association says that consumers are paying more for basic policies, which cover a driver, the passenger and a passenger-in-possession.
But in some states, they’re paying more than the average.
That’s the case in Texas, which has the highest auto insurance rates in the country.
It’s not surprising that people are choosing to drive for the most part when they can, said Jennifer Cottone, director of the Insurance Research Center at the University of Southern California.
She said that while the auto industry has seen some good things over the past couple of decades, its policies and pricing are increasingly skewed towards people who have higher incomes.
“It’s not only a cost, it’s also a quality of life issue,” Cottonesaid.
“They don’t want to drive if they can’t afford to drive.
So they’re spending more money.”
Cottons research shows that people who use a car for work, such as truck drivers and delivery drivers, spend more than average.
They’re also more likely to drive to and from work, with about $200 more per year on average per driver compared to those who are driving for themselves, Cottoni said.
Those costs could help explain why auto insurance has become such a huge part of Americans lives.
In 2011, the industry spent more than $8 billion on vehicle costs, according the AAA, which said it represents more than 10% of the industry’s total.
In Texas, a state with the second-highest auto insurance rate, about 70% of drivers pay for their own insurance.
A new study from insurance analysts Avalere found that people with a higher income spend more money for their insurance, as did people with higher education levels.
In some states where there is no state-mandated auto insurance, the insurance companies have been moving to require some form of auto-policy for all drivers.
That has created a gap between the highest-income drivers and those in lower-income households.
And the gap could be getting worse, Cuthberts research shows.
The most expensive car in the United States, the Ford F-150, cost $35,400 to insure in 2013, according a report by Avalere and IHS.
That same year, the Toyota Prius, the most expensive SUV in the U.S., cost $38,800 to insure.
Even though the average insurance rate for a family of four in the Bay Area is about $19,200, that’s not necessarily because of the cost of auto insurance.
The median household income in the city of San Francisco is $70,000, according data from the National Association of Realtors.
In other words, the median household in the San Francisco area spends about $17,000 a year to insure their car.
In California, about 45% of households are in the top fifth of the income scale, and another 23% are in that group with incomes of $75,000 or more.
About 10% are the poorest in the state, according IHS data.
And that means that a high-income household with children would need a $20,000 premium to cover the cost for their child’s car insurance.
That puts a strain on that family’s finances.
In the same report, Avalere said that the average household in Washington, D.C., spends $18,000 on car insurance each year.
That includes car insurance for each of their four kids, their parents and anyone else they might have a financial responsibility for.
“You’re paying for your kids to get to college,” said Richard Hahn, a research analyst at Avalere, adding that the cost will only get worse for low-income families.
“The trend will continue to get worse as time goes on, because insurance companies are going to be paying for the kids’ car insurance,” Hahn said.
The fact that they’re getting stuck with it is the worst thing for the people, Hahn added.
“And that’s really the main reason we’re getting more people in trouble, because they can no longer afford to pay for it.”
The trend of car ownership is likely to continue, with many of the drivers who drive the most cars